Description: Many risk management decisions involve the timing of implementing risk strategies. The cost of hedging, capital raising and securitization changes with the economic environment. The timing of de-risking and investment in new risk management functions affect the cost and benefit of these projects as well. Like investment timing, it is important to consider the timing in risk management decisions to maximize the gain of risk management projects. This paper discusses methods of determining the appropriate timing of implementing a risk management strategy or investing in risk management projects. It explains the human biases that may lead to inferior timing decisions. It also covers the costs and benefits of risk management projects and the impact of new information on the decision-making process. Timing considerations for financial risk hedging, insurance risk hedging and investment in new risk management projects are explained. Factors used for timing decisions include economic conditions, market volatility, credit rating, borrowing cost, capital adequacy and financial resources.

Description: This article explores the methods of determining the optimal timing for risk management projects.

Description: Many risk management decisions involve the timing of implementing risk strategies. The cost of hedging, capital raising and securitization changes with the economic environment. The timing of de-risking and investment in new risk management functions affect the cost and benefit of these projects as well. Like investment timing, it is important to consider the timing in risk management decisions to maximize the gain of risk management projects. This paper discusses methods of determining the appropriate timing of implementing a risk management strategy or investing in risk management projects. It explains the human biases that may lead to inferior timing decisions. It also covers the costs and benefits of risk management projects and the impact of new information on the decision-making process. Timing considerations for financial risk hedging, insurance risk hedging and investment in new risk management projects are explained. Factors used for timing decisions include economic conditions, market volatility, credit rating, borrowing cost, capital adequacy and financial resources.

Description: The report studies the impact of unemployment and underemployment on insurance business, introducing concepts, theoretical background, and patterns of both.

Description: This report studies the impact of unemployment and underemployment on insurance business. It introduces the concepts, theoretical background, and patterns of unemployment and underemployment. It also touches on economic policies that have been used to improve labor market conditions and maintain the market’s stability.

Description: How to use using risk culture and behaviors to assess an ORSA.

Description: This report studies the impact of unemployment and underemployment on insurance business. It introduces the concepts, theoretical background, and patterns of unemployment and underemployment. It also touches on economic policies that have been used to improve labor market conditions and maintain the market’s stability.

Description: Article describing the most recent Risk Management Section research updates

Description: This article discusses how unemployment and underemployment information can help improve economic forecasts, insurance assumption setting and risk management. It summarizes the current modeling practices of unemployment which shows a deficiency of using unemployment/ underemployment information in actuarial works. It also gives three examples of using unemployment/underemployment information for economic assumption setting, new business growth prediction and stress scenarios related to the labor market.

Description: This article summarizes key points from the recently published research paper “Deep Learning for Liability-Driven Investment,” which applies reinforcement learning and deep learning techniques to liability-driven investment (LDI).